Consulting
Agentic Payments & Commerce Consulting
Independent advisory for the agentic economy.
Paid by Agent helps companies understand how AI agents discover, decide, authorize and transact—and what that means for their products, infrastructure and strategy.
Prior consulting experience across
Paid by Agent framework
Three flows. One trust layer.
Paid by Agent uses a three-part framework for agentic payments: commerce, machine payments and treasury. Each has a different transaction context, infrastructure and operating model. Trust sits across all three.
Agents buying from merchants.
Covers agentic checkout, merchant integration and emerging commerce standards such as the Universal Commerce Protocol (UCP).
Explore Agentic CommerceAgents paying machines.
Spans machine-native payment flows and protocols including x402 and the Machine Payments Protocol (MPP).
Explore Machine PaymentsAgents moving money for businesses.
Includes agent-operated treasury operations and controls, plus stablecoin-based settlement such as USDC and other programmable payment assets.
Explore Agentic TreasuryThe layer that makes agent transactions acceptable.
It spans all three payment flows through identity, delegated authority and authorization frameworks such as the Agent Payments Protocol (AP2).
Explore Agentic TrustEngagements
Agentic AI Strategy & Advisory
Focused engagements for leadership, strategy and product teams making decisions about the agentic economy.
Executive Briefing
A briefing for boards and leadership teams on what's changing in agentic payments, commerce and trust.
Outcome: Leadership aligned on the market and the decisions it forces.
Agentic Readiness Review
An assessment of your preparedness for AI-agent transactions across payments, commerce, identity, authorization, APIs, data and trust.
Outcome: Gaps, priorities and a roadmap you can act on.
Strategy Sprint
For organizations deciding where and how to compete in the agentic economy.
Outcome: Priority use cases, a build/buy/partner call, and a plan to execute.
Architecture & Ecosystem Advisory
For teams moving from strategy into product, payment infrastructure and ecosystem decisions.
Outcome: Reference architecture, payment and authorization models, protocol choices across UCP, AP2, x402, MPP and related infrastructure, partner landscape and implementation priorities.
Agentic Intelligence
A standing watch on AI agents, payments, commerce, identity, stablecoins, protocols, startups, standards and partnerships.
Outcome: What's happening across UCP, AP2, x402, MPP and emerging infrastructure, and what it means for your strategy and product.
Why us
Why Paid by Agent
Specialist
We focus specifically on the infrastructure emerging around agent-driven transactions, from commerce and machine payments to treasury and trust.
Independent
We are vendor-neutral, helping clients determine which technologies, protocols and partners make sense rather than selling a predetermined platform.
Research-led
Paid by Agent tracks the agentic payments landscape daily, and that research feeds directly into our advisory work.
Enterprise experience
Our team brings previous consulting experience with organizations including DHL Group, adidas, Volkswagen, Inditex / Zara and Airbus.
Market signal
Where the momentum is
Share of the last 55 daily briefings with reportable movement in each flow.
Source: Paid by Agent daily briefings, Aug 2 – Sep 26, 2026. Recomputed daily.
Daily briefing candidates reviewed, 7-day rolling average
Source: Paid by Agent daily briefings, Aug 2 – Sep 26, 2026. Recomputed daily.
Who this is for
Built for companies shaping the agentic economy
Paid by Agent is designed for organizations deciding how AI agents will affect payments, commerce, identity, infrastructure and investment.
Payments & Fintech
Payment networks, processors, PSPs, acquirers, banks, fintechs and payment infrastructure companies exploring agent-initiated transactions.
Commerce & Retail
Merchants, retailers, marketplaces, commerce platforms and procurement platforms preparing for agent-driven discovery and purchasing.
AI & Agent Infrastructure
AI platforms, agent developers and infrastructure companies building the systems agents use to discover, decide and transact.
Identity, Fraud & Security
Identity, fraud, cybersecurity and authorization providers adapting trust infrastructure for autonomous agents.
Investors
Venture capital, private equity and corporate investors evaluating opportunities across agentic payments, commerce and infrastructure.
Frequently asked questions
Agentic transactions, explained
For the full walkthrough, see the Primer.
What are agentic payments?
Agentic payments are payments initiated, managed or executed by AI agents on behalf of people or businesses. Paid by Agent groups them into three transaction flows: agentic commerce, machine payments and agentic treasury.
What are machine payments?
Machine payments are transactions in which AI agents pay APIs, models, tools, data or other digital services directly. They are often automated, real-time or pay-per-use and may use machine-native payment protocols such as x402 or MPP.
What is agentic treasury?
Agentic treasury is the use of AI agents to execute business financial operations such as transfers, card payments, vendor payments and treasury workflows within defined permissions and policy controls.
What is agentic trust?
Agentic trust is the identity, authorization and accountability infrastructure used to determine who an AI agent represents, what it is allowed to do and whether its actions can be accepted. This includes delegated authority, mandates and emerging authorization frameworks such as AP2.
Start a conversation
Building for agent-driven transactions?
If your business touches payments, commerce or trust, agentic AI is already changing the rules.
Talk to Paid by Agent